Top AI tools for Loan Officer

Layerup provides AI-powered voice agents for financial institutions, handling collections, payment reminders, and loan servicing with human-like interactions across multiple communication channels. The platform enhances engagement rates by up to 70% and response rates by up to 90%.

• Contact for Pricing

Floatbot is a GenAI-powered platform offering Voice and Chat AI Agents, along with real-time agent assist, to automate customer interactions and improve efficiency across industries.

• Freemium
• From 99$

Pagaya is an AI-powered financial technology platform that helps lending institutions analyze credit applications and make better lending decisions without increasing risk.

• Contact for Pricing

MobiFin is a comprehensive digital banking and fintech platform designed to deliver seamless financial services, including digital wallets, core banking, loan management, and agency banking, empowering banks and fintechs with secure, integrated solutions.

• Contact for Pricing

Meera is an AI-powered text automation platform designed to help businesses engage leads, schedule calls, and automate follow-ups, increasing connection rates with less effort.

• Contact for Pricing

LendingWise offers comprehensive cloud-based CRM and Loan Origination Software (LOS) to streamline, automate, and scale lending operations for private lenders, commercial brokers, and financial institutions.

• Contact for Pricing

myFICO enables users to view their official FICO credit scores, monitor credit reports across multiple bureaus, and receive identity theft protection, supporting smarter financial decisions.

• Freemium
• From 20$

Chart provides instant access to verified client tax records directly from the IRS and tax preparation software, automating income verification and client onboarding for fintech companies.

• Contact for Pricing

Heron uses AI to automate document intake, data extraction, enrichment, and synchronization for businesses, streamlining document-heavy workflows.

• Contact for Pricing

Casca is an AI-native Loan Origination System that helps FDIC-insured banks and non-bank lenders automate 90% of manual effort in business loan origination, featuring 24/7 AI loan assistance and intelligent document processing.

• Contact for Pricing

Flowtrics is an AI-powered platform designed to automate data, tasks, contracts, and document workflows, enhancing business process efficiency.

• Contact for Pricing

Optalitix provides collaborative, no-code software for actuaries, underwriters, and executives to futureproof pricing, supercharge insurance underwriting, and revolutionize lending processes.

• Contact for Pricing

Senso provides AI agents designed to improve operational efficiency and staff productivity for financial institutions. Transform unstructured policies into structured knowledge for streamlined operations.

• Contact for Pricing

Ocrolus is an intelligent document processing platform that helps lenders automate financial document analysis, detect fraud, and make faster, more accurate lending decisions.

• Freemium

Mortgage Recast Calculator helps users estimate their new monthly payments and interest savings after making a lump-sum payment toward their mortgage principal, simplifying the mortgage recasting process.

• Free

Illinois Mortgage Calculator enables users to estimate their monthly mortgage payments by accounting for home price, down payment, interest rates, and loan term, giving insight into mortgage costs for Illinois properties.

• Free

TartanHQ offers unified APIs and agentic AI applications designed to streamline enterprise operations across various industries like lending, insurance, banking, and HR tech.

• Contact for Pricing

ProcessorIQ is an AI-powered platform that converts, labels, and risk-checks mortgage files, streamlining document management for mortgage professionals. Experience faster, smarter, and more organized loan cycles with automated PDF conversion and intelligent alerts.

• Freemium
• From 25$

Vaultedge provides a Document AI suite utilizing AI OCR and lending APIs to automate document recognition, data extraction, validation, and compliance checks, reducing manual work and accelerating approvals.

• Contact for Pricing

BirchAI leverages state-of-the-art AI to automate after-call work in healthcare, insurance, and banking, reducing Average Handle Time by up to 35%.

• Contact for Pricing

Louisiana Mortgage Calculator is a free online tool designed to help users estimate monthly mortgage payments, total loan costs, and amortization schedules for home purchases in Louisiana.

• Free

Orin provides a Fintech AI Agent Store with pre-trained AI agents for customer support, deployable in three steps. It offers a modern customer support platform specifically designed for Fintech companies.

• Paid

SmartDispute.ai is an AI-powered credit repair system that helps users identify and remove negative accounts affecting their credit score through automated dispute generation and tracking across all three credit bureaus.

• Paid
• From 49$

Surefire CRM delivers automated, compliance-ready marketing and customer relationship management tailored to the mortgage industry, helping lenders nurture leads, manage pipelines, and engage clients through omni-channel campaigns.

• Contact for Pricing

Addy AI is an advanced mortgage lending platform that uses custom AI models to automate manual tasks in the mortgage process, helping lenders close loans faster and increase profitability.

• Contact for Pricing

GiniMachine is a no-code AI platform that builds predictive models for actionable business insights, improving decision-making and productivity.

• Free Trial

MyLoans.ai is an AI-powered platform that provides instant, personalized student loan guidance to help borrowers navigate complex loan decisions and potentially save thousands in repayments.

• Free

Docsumo is an AI-powered document processing platform that automates data extraction from unstructured documents with 95%+ accuracy, helping enterprises digitize their workflows and improve efficiency.

• Freemium
• From 299$

Zirtue is a secure digital platform that helps users borrow, lend, and repay money with friends and family, eliminating paper IOUs and adding transparency to personal loans.

• Free

Entobase offers AI-powered lending solutions for individuals and businesses, connecting borrowers with over 100 lenders through a single application.

• Free

Ntropy Insights utilizes AI with bank data to automatically generate Profit & Loss (P&L) and cash statements in milliseconds, significantly accelerating the business underwriting process.

• Contact for Pricing

StubCheck.com offers an online paystub generator with intelligent algorithms to create professional, state-compliant paystubs in minutes, simplifying payroll for businesses, employees, and contractors.

• Freemium

FISCAL provides comprehensive credit analysis and loan management software tailored for community banks and credit unions, streamlining financial statement spreading and exception tracking with efficiency and accuracy.

• Contact for Pricing

Nidhi Software by GTech Web Solutions offers a secure, comprehensive core banking and accounting platform tailored for Nidhi companies in India, supporting digital transformation and enhanced business operations.

• Paid

Dovly's AI-powered engine simplifies credit building, repair, and protection. Achieve significant credit score improvements and reach your financial goals.

• Freemium
• From 9$

Validit.ai is an AI-based fraud prevention service that assesses human intent using behavioral science and bio-signal processing to safeguard businesses.

• Contact for Pricing

finbots.ai offers creditX, an AI-powered credit scoring solution that helps lenders increase approvals, reduce risk, and improve efficiency.

• Contact for Pricing

FinBraine provides AI-powered lending management and digital KYC software solutions for Telecom, Retail, Banking, and eCommerce sectors.

• Contact for Pricing

Rollee accesses alternative data sources like gig platforms and government portals to verify income, work history, and tax data, enhancing risk analysis and underwriting for diverse workforces.

• Contact for Pricing

Zest AI provides AI-powered solutions for lenders, improving underwriting accuracy, automating decisions, and reducing risk. The platform helps financial institutions make smarter, fairer, and faster lending decisions.

• Contact for Pricing

Mortgage+Care delivers affordable loan servicing software featuring origination, escrow, investor portals, trust accounting, integrated collections, and comprehensive reporting capabilities.

• Contact for Pricing

AviaryAI offers AI-powered outbound voice agents and a knowledge base tailored for credit unions, banks, and insurance providers to enhance customer engagement and streamline operations.

• Contact for Pricing

Synapse Analytics is an AI credit decisioning platform designed to increase loan approvals, reduce risk, and streamline operations for financial institutions.

• Contact for Pricing

The ADEPT Decisions Platform is a no-code, cloud-native decision engine leveraging Machine Learning to automate and optimize lending decisions for financial institutions.

• Contact for Pricing

Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.

• Contact for Pricing

Feathery provides an AI-driven platform for building advanced forms and automating data intake workflows, specializing in regulated industries like insurance, finance, and healthcare.

• Freemium
• From 49$

KlearStack is an AI-powered platform designed to automate document processing, enabling fast and accurate data extraction and compliance auditing for businesses.

• Paid
• From 300$

Hapax is an AI partner built to evolve, unifying intelligence and adapting to your needs to drive smarter decisions for banks and credit unions. It turns knowledge into actionable insights, transforming data into impact.

• Contact for Pricing

Dispute Beast is an AI-powered financial software that helps users improve their finances. It offers a free dispute letter engine, requiring only an active Beast Monitoring subscription.

• Paid
• From 50$

Salient is an AI-powered loan servicing platform specifically designed for the automotive finance industry. It streamlines operations like loan onboarding, collections, and compliance using AI agents.

• Contact for Pricing