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finbots.ai
AI Credit Scoring to Boost Lending Profits and Reduce NPLs

What is finbots.ai?

finbots.ai provides creditX, a transformative AI-powered credit scoring solution designed to enhance credit risk management for lenders. This platform leverages proprietary AI algorithms to build and deploy high-accuracy credit scorecards and decision rules rapidly.

The system facilitates increased approval rates, reduced loss rates, and significantly decreased operating costs. creditX is built with fairness, transparency, and explainability in mind, adhering to regulatory and compliance requirements, including data privacy, hosting, and security.

Features

  • Data Ingestion: Connect to any data source with automated data validation.
  • Data Treatment: Transformation, standardization, and hot encoding of data.
  • Feature Engineering & Variable Selection: 100+ auto-derived variables and ML-boosted variable selection.
  • Model Builder: Set model parameters and generate new models.
  • Model Validation & Explainability: Cross-validate models with advanced explainability.
  • Model Deployment & Monitoring: Single-click, API-based deployment with real-time decisioning and performance monitoring.

Use Cases

  • Personal Loans
  • SME Lending
  • Credit Card approvals
  • Improving credit risk management
  • Automating lending decisions
  • Building custom credit scorecards

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