Top AI tools for # digital banking

YAP is an AI-powered financial technology platform that enables users to send, receive, and manage money with features like virtual cards, bill payments, and digital onboarding through facial verification.

• Free

HyperJar is a spending app that helps users organize and control their finances through digital jars, offering cashback rewards, bill splitting, and prepaid cards for individuals and families.

• Free

Pismo is a cloud-native API platform offering comprehensive banking and payment solutions including card issuing, core banking, digital wallets, and lending to help businesses innovate and scale rapidly.

• Contact for Pricing

Blockroll is a fintech platform designed for Nigerian gig workers and freelancers, offering multi-currency wallets, smart invoicing, and seamless payment solutions to simplify financial management.

• Other

Paywint is a comprehensive fintech platform that enables US businesses to send and receive instant payments through multiple rails including ACH, FedNow, RTP, wire transfers, and cross-border solutions with real-time settlements and transparent transactions.

• Freemium
• From 49$

MAX Credit Union is a full-service financial institution offering banking, lending, insurance, and wealth management services with a focus on community investment and digital convenience.

• Other

MOVO is an all-in-one digital banking solution offering fast, secure financial management with features like digital CASH Cards, P2P payments, and AI-powered assistance.

• Other

Aavas Financiers Ltd provides housing loans and MSME business loans with fast approval processes and digital tools like EMI calculators and credit score checks.

• Other

Portfolio+ provides innovative, mission-critical banking solutions including core banking, open banking APIs, and cloud services to financial institutions across Canada.

• Contact for Pricing

Capital One offers comprehensive banking and financial services including credit cards, checking and savings accounts, auto loans, and business solutions, enhanced by AI-powered tools like CreditWise for credit monitoring and Capital One Shopping for deals.

• Other

Mirador provides a cloud-based platform that transforms burdensome paperwork into an efficient process for small business loan applications, benefiting both borrowers and lenders.

• Contact for Pricing

Jinnee is an AI-powered virtual financial advisor that provides 24/7 customer support for fintech companies, handling customer inquiries, offering personalized banking services, and providing automated support solutions.

• Contact for Pricing

EBANQ is a white-label online banking software platform that enables businesses to launch their own branded banking solutions quickly, featuring scalable architecture, optional mobile apps, and crypto capabilities.

• Contact for Pricing

Rising Bank is a digital banking platform offering competitive rates on CDs, high-yield savings accounts, mortgages, and SBA loans, with a focus on customer service and social impact.

• Other

Fi Money is an AI-driven digital banking app designed to simplify personal finance through smart tracking, investment, payments, and spending insights.

• Freemium

Smart Solution delivers advanced banking infrastructure, empowering financial institutions with scalable, technology-focused platforms for growth, compliance, and exceptional customer service.

• Contact for Pricing

Wise enables individuals and businesses to send, receive, and manage money internationally with low fees, transparent pricing, and high-speed transfers in over 40 currencies.

• Usage Based

Co B I S Microfinance Software offers a comprehensive SaaS and Windows-based core banking platform, streamlining financial operations for microfinance institutions, banks, and lending firms worldwide.

• Contact for Pricing

Posh AI provides AI-powered solutions, including voice and digital assistants, specifically designed for banks and credit unions to enhance customer service, empower employees, and optimize operations.

• Contact for Pricing

AlgoPear is an AI-powered digital banking platform designed for credit unions and financial institutions to boost engagement and deposits, particularly among Millennials and Gen-Z, through personalized financial wellness tools.

• Contact for Pricing

Personetics is an AI-powered financial data analytics platform that helps banks deliver personalized customer experiences, automated savings journeys, and intelligent money management solutions.

• Contact for Pricing