What is wise.com?
Wise provides a comprehensive international money management platform for both individuals and businesses. With Wise, users benefit from high-speed, low-cost international money transfers, the ability to hold and convert money in more than 40 currencies, and global account details for receiving payments from multiple countries. The platform is designed for security, ease of use, and full regulatory compliance, with funds deposited in trusted banks and strong measures like two-factor authentication protecting user accounts.
Additional features include a multi-currency debit card for seamless spending and ATM withdrawals worldwide without foreign transaction fees, and an optional interest-earning capability on balances. Trusted by millions globally, Wise supports transparent, pay-as-you-go rates with no monthly subscriptions and provides 24/7 customer support. The service is available on both web and mobile applications, catering to users moving, spending, or receiving money across borders efficiently and securely.
Features
- High-Speed Transfers: Over half of international transfers arrive within 20 seconds.
- Multi-Currency Accounts: Hold, convert, and manage balances in 40+ currencies.
- Transparent Pricing: Full fee disclosure with no hidden charges and pay-as-you-go model.
- Global Account Details: Receive payments with local account details in 23 currencies.
- Wise Debit Card: Spend and withdraw worldwide without foreign transaction fees.
- Interest-Earning Feature: Option to earn annual interest on USD, GBP, and EUR balances.
- 24/7 Customer Support: Assistance available around the clock via chat, email, and phone.
- Regulated & Secure: Funds held with established banks, robust security protocols applied.
Use Cases
- Sending money internationally to family, friends, or businesses.
- Receiving global payments in multiple currencies for freelancers and remote workers.
- Managing cross-border payroll for international teams.
- Paying mortgages or bills abroad in local currencies.
- Spending and withdrawing cash while traveling worldwide.
- Holding and converting balances to hedge against currency fluctuations.
- Receiving international business payments for e-commerce and global trade.
- Opting in to earn interest on balances held in different currencies.
FAQs
-
What currencies can I hold and convert with Wise?
Wise allows users to hold and convert balances in over 40 global currencies, making it convenient for international transactions and travel. -
Does Wise charge any monthly subscription fees?
No, Wise operates on a pay-as-you-go model with transparent fees for each transaction and no monthly subscriptions or hidden charges. -
Is my money safe with Wise?
Yes, Wise holds user funds with reputable banks, uses strong security protocols including two-factor authentication, and is fully regulated. -
Can I receive money from abroad using Wise?
Yes, Wise provides global account details in 23 currencies, enabling users to receive international payments easily and quickly. -
Are Wise services available for businesses as well as individuals?
Yes, Wise offers solutions tailored to both individuals and businesses, including international payments, multi-currency management, and payroll.
Helpful for people in the following professions
wise.com Uptime Monitor
Average Uptime
100%
Average Response Time
1042 ms
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