Zai - Alternatives & Competitors

Payarc AI delivers flexible, secure, and intelligent payment processing for businesses of all sizes with omnichannel, fraud protection, and reporting capabilities.

• Contact for Pricing

Inai provides a suite of tools to automate payment optimization, reconciliation, and revenue recovery using AI and ML-driven strategies, improving authorization rates and reducing churn.

• Paid
• From 99$

Payrails is an enterprise-grade platform that streamlines all payment operations, enabling businesses to process payments, automate financial workflows, and manage payouts globally in a single, modular system.

• Contact for Pricing

MONEI is a comprehensive omnichannel payment platform designed to streamline digital and in-store payments for businesses while boosting conversion rates and payment flexibility.

• Usage Based

FrenzoPay offers an integrated suite of digital payment and verification solutions, empowering businesses in India with secure, scalable, and AI-driven transaction services. Its platform features seamless onboarding, robust verification APIs, and a wide array of payment products to streamline business operations.

• Contact for Pricing

Zil.US offers a cloud-based payment platform with advanced solutions for ACH, wire transfers, virtual cards, and business account management, designed to streamline financial transactions for businesses of all sizes.

• Freemium

X-Payments is a PCI DSS Level 1 certified payments orchestration platform that provides businesses with ready-made integrations to multiple payment providers, fraud screening services, and smart payment features through a single API.

• Freemium
• From 49$

BridgerPay is a comprehensive payment operations platform that enables businesses to seamlessly manage, automate, and optimize payments worldwide through a single, secure dashboard.

• Contact for Pricing

Easebuzz is a comprehensive payment solutions platform offering plug-and-play APIs for accepting payments, managing payouts, and streamlining financial operations with AI-powered forms and sector-specific SaaS tools.

• Contact for Pricing

AirPay is a unified payment platform that enables businesses to accept payments globally, manage payouts worldwide, and track financial activity through a single dashboard.

• Usage Based

Pelican AI offers an AI-powered platform for banks, FinTechs, and corporates to simplify, streamline, and secure the entire payments life-cycle, reducing costs and enhancing compliance.

• Contact for Pricing

Cashfree Payments is a leading payment gateway and bulk payout solution enabling businesses to accept payments, disburse funds, perform KYC, and manage international transactions efficiently.

• Contact for Pricing

SuperPay is a payment platform that enables businesses to collect one-time and recurring payments effortlessly, offering customizable payment links and seamless integration with major payment providers.

• Usage Based

AsthaPay is a payment gateway solution that enables seamless payment automation on personal accounts without requiring merchant accounts, integrating with popular Bangladeshi payment methods like bKash, Rocket, Nagad, and Upay.

• Freemium
• From 1$

Paytree streamlines global payments with intelligent orchestration, real-time ledger reporting, and seamless multi-gateway integration for merchants and payment providers.

• Paid
• From 540$

Alacriti provides AI-powered payment solutions for financial institutions, including instant payments, billing, and fraud prevention through advanced technology.

• Contact for Pricing

Fewsats is a secure API platform that enables AI agents to make controlled payments across multiple payment networks, from credit cards to cryptocurrencies, with customizable spending policies.

• Contact for Pricing

Pomelo Pay is a comprehensive payment platform offering ready-to-use payment rails, merchant management tools, and modular API-based technology for financial institutions, fintechs, and businesses.

• Contact for Pricing

AvidXchange leverages AI to automate accounts payable processes, helping finance teams increase efficiency, visibility, and control over their invoice and payment workflows.

• Contact for Pricing

AID:Tech leverages artificial intelligence to streamline payments, digital identity verification, and secure payouts across Web2 and Web3 environments. Its robust infrastructure enables seamless integration of digital wallets, virtual cards, and reputation management using blockchain technology.

• Contact for Pricing

Yooz leverages AI-driven data extraction to automate accounts payable processes, transforming invoice handling and purchase-to-payment workflows for efficiency and cost savings.

• Free Trial

Anybill streamlines and automates the tax payment process for corporations and large accounting firms, helping ensure timely and accurate payments to taxing authorities.

• Contact for Pricing

Payment Components provides AI-powered financial technology solutions for banks, fintechs, and developers, offering tools for payment modernization, ISO20022 migration, open banking connectivity, and financial messaging.

• Contact for Pricing

PayU is a leading payments solution provider in India, enabling businesses to collect online and offline payments across 150+ payment modes with high success rates and secure checkout experiences.

• Contact for Pricing

Hello Clever is an AI-powered payment solution that offers instant cashback rewards, real-time payments, and actionable insights for both merchants and shoppers, helping businesses drive engagement and maximize conversions.

• Contact for Pricing

Pennyflo is an AI-powered financial management platform that streamlines business operations through intelligent cashflow management, account integration, and automated financial operations.

• Free Trial

AI Invoicer is an AI-powered platform designed to automate invoice creation, management, and tracking, helping businesses streamline financial workflows and accelerate payments.

• Freemium
• From 9$

SlipStream Financial provides modern, flexible FDIC insured banking and payment solutions designed to simplify complex financial workflows through a unified platform.

• Contact for Pricing

Vic.ai is an AI-powered autonomous finance platform that transforms accounts payable operations through intelligent invoice processing, PO matching, and approval workflows, delivering up to 355% improvement in productivity.

• Contact for Pricing

PayKun is a payment gateway solution that enables businesses to accept online payments with low transaction rates, multiple payment options, and easy integration.

• Usage Based

Mollie is a financial technology platform that provides online and in-person payment solutions, subscription management, fraud prevention, and business financing to help businesses drive revenue and manage finances efficiently.

• Usage Based

PaySpace provides specialized high-risk payment processing and merchant account services, focusing on secure transactions, fraud management, and compliance for businesses worldwide.

• Contact for Pricing

Yokoy is an AI-powered spend management platform that integrates invoice processing, expense management, and payment solutions to help businesses streamline their finance operations and maintain compliance.

• Contact for Pricing

Corgi Labs provides AI-powered payments and fraud analysis to help businesses identify critical issues, reduce false declines, block fraud, and increase revenue.

• Paid
• From 99$

Paywint is a comprehensive fintech platform that enables US businesses to send and receive instant payments through multiple rails including ACH, FedNow, RTP, wire transfers, and cross-border solutions with real-time settlements and transparent transactions.

• Freemium
• From 49$

OptimateAI is a comprehensive sales operations system designed to streamline business processes. It centralizes payment collection, invoicing, KPI tracking, and commission management.

• Paid
• From 49$

Paycron offers comprehensive payment processing solutions including eChecks, credit cards, and ACH payments with secure, customizable integrations and competitive pricing for businesses of all sizes.

• Other

Plaid provides secure, real-time connectivity to financial data, streamlining onboarding, payments, risk assessment, and personal finance management for businesses and developers.

• Usage Based

Adyen offers an end-to-end platform for global payments, fraud management, and financial control, enabling businesses to accept, process, and settle payments efficiently. With integrated machine learning-driven fraud prevention, real-time data insights, and multi-currency support, Adyen powers seamless business growth across online, in-person, and omnichannel environments.

• Usage Based

Paystand is a blockchain-based B2B payments platform that automates accounts receivable and payable processes while eliminating transaction fees through subscription-based pricing.

• Contact for Pricing

SeamlessChex provides reliable payment processing solutions including credit/debit card processing, ACH payments, and eCheck processing, designed for businesses including high-risk and subscription-driven brands with dedicated support and instant payouts.

• Contact for Pricing

DyScan leverages advanced deep learning to enable instant, accurate credit card scanning and fraud detection across mobile and web platforms, streamlining payment processes for businesses of all sizes.

• Usage Based
• From 100$

A comprehensive invoicing platform that offers unlimited invoicing, estimates, and client management with AI-powered expense tracking and receipt capture capabilities.

• Freemium
• From 10$

MobiusPay provides comprehensive payment processing services with advanced tools for secure transactions, fraud protection, and business growth across various industries.

• Contact for Pricing

Zaprite is a serverless bitcoin payment platform that enables businesses to accept bitcoin and fiat payments through integrated checkouts, invoices, and payment links with simple onboarding and no server management required.

• Free Trial
• From 25$

Payroll Robot leverages AI to provide end-to-end payroll and HR automation, ensuring high accuracy, compliance, and efficiency while integrating with existing ERP systems.

• Contact for Pricing

Paydock is a low-code API-first payment orchestration platform that harmonizes payment, fraud, and identity services through a unified solution, reducing complexity and maximizing efficiency for banks and merchants.

• Contact for Pricing

JustPaid streamlines invoicing and payment collections with AI-powered solutions, transforming billing processes from weeks to just one day. It automates invoice generation and provides real-time financial insights.

• Contact for Pricing

yetipay offers fast, flexible, and cost-effective in-person payment solutions for small businesses, featuring modern card machines, app integration, and transparent pricing for seamless transactions.

• Paid
• From 16$

cred.ai provides advanced banking infrastructure and financial technology designed for security, premium experience, and well-being. It offers solutions for consumers and custom programs for large brands.

• Other