What is X-Payments?
X-Payments is a comprehensive payments orchestration platform that serves as an intermediary between API-integrated applications and various payment gateways and 3D-Secure systems. It implements a PCI-compliant secure layer that handles credit card data, keeping applications and systems out of the PCI scope while providing access to multiple payment providers, fraud screening services, and authentication systems through a single integration.
The platform offers smart features including subscriptions and free trials, installments, saved credit cards, fast checkout options, delayed payments, phone orders, pre-orders, automated clearing house payments, iFrame checkout forms, smart routing, and custom checkout capabilities. X-Payments is PSD2/SCA ready and PCI DSS Level 1 certified, allowing businesses to reduce PCI compliance costs while accessing a wide range of payment processing solutions.
Features
- Single API Integration: Access multiple payment providers and fraud screening services through one integration
- PCI DSS Level 1 Certification: Maintains secure handling of credit card data with reduced compliance costs
- Smart Payment Features: Includes subscriptions, installments, saved cards, and custom checkout options
- Fraud Screening: Integrated fraud detection services for secure transactions
- 3D Secure Authentication: Supports secure payment authentication protocols
- Payment Provider Flexibility: Easily switch between providers through backend configuration
Use Cases
- E-commerce businesses needing multiple payment gateway integrations
- Online retailers requiring fraud screening and secure payment processing
- Companies seeking to reduce PCI compliance costs and complexity
- Businesses implementing subscription-based or recurring payment models
- Organizations needing custom checkout solutions with various payment methods
FAQs
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What is the difference between monthly and annual pricing plans?
Annual plans offer a 10-16% discount compared to monthly subscriptions, providing cost savings for long-term users. -
How many shops can I manage with different pricing plans?
Basic plans support one shop, Advanced plans support up to 10 shops, and Enterprise plans offer unlimited shops. -
What payment methods are supported by X-Payments?
X-Payments supports various payment providers including Apple Pay, Google Pay, and traditional credit card processing through integrated gateways. -
Is there a free trial available?
Yes, X-Payments offers a 14-day free trial with full functionality and no commitment required. -
What is included in the Enterprise plan?
The Enterprise plan offers an individual approach for each client with custom pricing, unlimited transactions, and personal account management.
