Skwad - The privacy-first budgeting app that syncs transactions without sharing bank passwords

Skwad The privacy-first budgeting app that syncs transactions without sharing bank passwords

What is Skwad?

Skwad revolutionizes personal finance management by offering a unique, privacy-focused approach to budgeting. Instead of requiring direct bank login credentials, the platform processes transaction alerts sent via email from financial institutions, providing users with a secure way to track their spending and manage their finances.

The application features comprehensive budgeting tools, including auto-categorization of transactions, customizable expense tracking, bill payment reminders, and multi-user functionality. With support for both manual imports and automated email alerts, Skwad ensures reliable transaction tracking while maintaining bank-level security and user privacy.

Features

Email Alert Processing: Converts bank alerts into categorized transactions automatically
Privacy Protection: Functions without requiring bank passwords or sensitive account information
Auto-Categorization: Automatically organizes transactions into customizable categories
Multi-User Support: Allows sharing transactions and budgets with companions
Receipt Scanner: Processes receipts for detailed transaction tracking
Bill Management: Provides alerts and reminders for upcoming payments
Data Import/Export: Supports CSV, Excel, and Quicken file formats
Balance Tracking: Monitors account balances and net worth

Use Cases

Personal budget management
Couple financial planning
Business expense tracking
Shared household expense management
Bill payment organization
Financial goal setting and monitoring
Receipt organization and expense documentation

FAQs

How does Skwad protect user privacy?

Skwad processes only transaction alerts sent via email, never requiring bank passwords or accessing sensitive account information like routing numbers or legal names.
What happens after the 30-day free trial?

After the trial period, users can choose between the DUO plan ($1.83/month billed annually) or DIY plan ($4.08/month billed annually) with different feature sets.
How quickly are transactions processed?

Transactions from bank alerts are processed instantly, while receipt uploads typically take under a minute to process.
Can I use Skwad without bank email alerts?

Yes, Skwad supports bank linking with over 11,000 financial institutions, manual transaction entry, and CSV/Excel file imports.