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Skwad
The privacy-first budgeting app that syncs transactions without sharing bank passwords

What is Skwad?

Skwad revolutionizes personal finance management by offering a unique, privacy-focused approach to budgeting. Instead of requiring direct bank login credentials, the platform processes transaction alerts sent via email from financial institutions, providing users with a secure way to track their spending and manage their finances.

The application features comprehensive budgeting tools, including auto-categorization of transactions, customizable expense tracking, bill payment reminders, and multi-user functionality. With support for both manual imports and automated email alerts, Skwad ensures reliable transaction tracking while maintaining bank-level security and user privacy.

Features

  • Email Alert Processing: Converts bank alerts into categorized transactions automatically
  • Privacy Protection: Functions without requiring bank passwords or sensitive account information
  • Auto-Categorization: Automatically organizes transactions into customizable categories
  • Multi-User Support: Allows sharing transactions and budgets with companions
  • Receipt Scanner: Processes receipts for detailed transaction tracking
  • Bill Management: Provides alerts and reminders for upcoming payments
  • Data Import/Export: Supports CSV, Excel, and Quicken file formats
  • Balance Tracking: Monitors account balances and net worth

Use Cases

  • Personal budget management
  • Couple financial planning
  • Business expense tracking
  • Shared household expense management
  • Bill payment organization
  • Financial goal setting and monitoring
  • Receipt organization and expense documentation

FAQs

  • How does Skwad protect user privacy?
    Skwad processes only transaction alerts sent via email, never requiring bank passwords or accessing sensitive account information like routing numbers or legal names.
  • What happens after the 30-day free trial?
    After the trial period, users can choose between the DUO plan ($1.83/month billed annually) or DIY plan ($4.08/month billed annually) with different feature sets.
  • How quickly are transactions processed?
    Transactions from bank alerts are processed instantly, while receipt uploads typically take under a minute to process.
  • Can I use Skwad without bank email alerts?
    Yes, Skwad supports bank linking with over 11,000 financial institutions, manual transaction entry, and CSV/Excel file imports.

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