What is Dibba.ai?

Dibba.ai leverages artificial intelligence to assist users in managing their finances and achieving savings goals more effectively. The platform automatically tracks transactions through banking SMS alerts and Apple Pay taps, eliminating the need for direct bank account connections and enhancing user privacy. Alternatively, users can import bank statements or manually input transaction data for comprehensive financial oversight.

By analyzing spending patterns, Dibba.ai provides personalized savings suggestions and allows users to set financial goals and limits. The tool features an AI Voice Agent for interactive financial exploration, planning, and investment strategy development. Regular email reports help users stay informed about their financial status and progress towards their objectives, promoting better spending habits and faster savings accumulation.

Features

AI Voice Agent: Interact with an AI agent to explore spending, plan trips, and set investment strategies.
AI Categorization: Automatically categorizes expenses for easier analysis.
Savings Suggestions: Provides AI-driven recommendations to help users save money.
Auto-tracking for Bank SMS: Automatically logs transactions from bank SMS alerts.
Auto-tracking for Apple Pay: Automatically tracks spending made via Apple Pay taps.
Import Bank Statements: Allows users to upload and import transaction history from bank statements.
Manual Entry: Supports manual input of transactions.
Scheduled Reports: Delivers regular email reports summarizing financial activity and progress.

Use Cases

Tracking daily expenses automatically.
Managing personal budgets and setting spending limits.
Identifying areas for potential savings.
Achieving specific financial goals (e.g., saving for a house).
Analyzing spending patterns without linking bank accounts.
Planning finances for trips or investments using AI insights.
Receiving regular financial summaries via email.

FAQs

How does Dibba.ai work?

Dibba.ai works by tracking your transactions automatically through bank SMS or Apple Pay taps, or by allowing you to import bank statements or enter data manually. It then uses AI to categorize spending, provide savings tips, and help you manage goals via reports and an AI Voice Agent.
What is the Dibba.ai Voice Agent?

The AI Voice Agent allows you to interactively explore your spending patterns, plan trips, and set investment plans by asking questions and receiving AI-driven insights.
Do I need to connect my bank account?

No, Dibba.ai does not require connecting your bank account. It tracks finances using Bank SMS, Apple Pay taps, imported statements, or manual entry.
Can I import my old transactions?

Yes, you can import your old transactions by uploading your bank statements.
Can Dibba.ai help me save money?

Yes, Dibba.ai is designed to help you save money by providing AI-driven tips, helping you set goals and limits, and offering reports to track your progress.