privacy focused expense tracker - AI tools

lit.money is a user-friendly financial management app focused on privacy, enabling individuals and teams to track spending, grow savings, and make smarter financial decisions with automatic organization and secure data handling.

• Freemium
• From 6$

Fyenance is a privacy-first desktop app for personal finance management, offering a simple and elegant interface with offline functionality and lifetime updates. Users enjoy full control over their financial data, intuitive reporting, and one-time transparent pricing.

• Pay Once

Expense Guide is a user-friendly financial management tool designed to help individuals, especially freelancers, track expenses, plan for the future, and build financial security.

• Free Trial
• From 4$

Money+ is a financial management tool that helps users track expenses, income, and budgets, leveraging Google Sheets as the primary storage and analytics dashboard.

• Freemium
• From 2$

Cashinator offers a privacy-focused solution for splitting and tracking group expenses on trips, shared households, and social events, with no ads, no login, and transparent pricing.

• Pay Once

Finma is a privacy-focused finance management app for iOS that consolidates bank and credit card statements, automatically creates transaction entries, and offers tools for budgeting and expense tracking.

• Other

ExpenseMonkey is an AI-powered expense management tool designed to simplify receipt scanning, expense tracking, approvals, and reporting for freelancers, teams, and small businesses.

• Freemium
• From 10$

Skwad is a secure budgeting application that processes bank transaction alerts through email, eliminating the need to share sensitive banking credentials while offering comprehensive financial management features.

• Free Trial
• From 2$

Caretta is a privacy-focused AI-driven financial app designed to help users effortlessly track expenses, analyze spending habits, and optimize savings through smart budgeting tools.

• Other

How I Spend My Money is an AI-powered tool that helps users track and control their spending by analyzing photos of their receipts, providing detailed item breakdowns and insights.

• Free

Slice leverages artificial intelligence to automate receipt scanning, organization, and spending analysis, making expense tracking simple and accurate.

• Paid

Expense AI is an AI-powered mobile app designed for effortless expense tracking and financial management. It helps users understand spending habits and make smarter financial choices through features like receipt scanning and AI-driven insights.

• Free Trial

SpendSights is an AI-powered financial tracking tool that automatically processes bank statements, categorizes transactions, and provides spending insights without requiring banking credentials or SMS access.

• Freemium
• From 42$

Budget Manager is a financial management tool that enables users to log expenses, set financial expectations, and compare real-time spending against planned budgets for improved financial control.

• Free

neonFin is a personal finance management tool that combines AI-powered receipt scanning, advanced analytics, and gamification to help users track and improve their spending habits.

• Freemium
• From 5$

HoneyMoney helps users manually track spending, plan cash flow, and forecast finances without connecting bank accounts, offering total financial control and increased spending awareness.

• Paid

Spliit is a minimalist, open-source expense sharing application that helps users track and split costs among friends and family, featuring receipt scanning AI and advanced splitting options.

• Free

Peek is an AI-powered finance app that automatically tracks your money, provides weekly 'vibe checks' on your spending, and helps you set achievable goals, all designed to reduce financial anxiety.

• Free Trial