Plaid - Alternatives & Competitors

Pluggy streamlines Open Finance integrations, offering financial data connectivity, instant payment initiation, and data enrichment via a robust API for seamless development.

• Free Trial
• From 500$

Avocado Finance is a comprehensive AI-powered platform that centralizes your financial data, offering personalized insights and tools to track net worth, savings, investments, and future financial goals.

• Free Trial
• From 7$

PocketPatch is an AI-powered financial management tool that securely connects to multiple bank accounts to automatically track transactions, categorize spending, and provide insights into financial behavior over time.

• Other

Moneyhub is an advanced Open Data platform that uses AI-powered analytics to help businesses deliver personalized digital financial services, streamline payments, and enable smarter decision-making.

• Contact for Pricing

Pennyflo is an AI-powered financial management platform that streamlines business operations through intelligent cashflow management, account integration, and automated financial operations.

• Free Trial

AID:Tech leverages artificial intelligence to streamline payments, digital identity verification, and secure payouts across Web2 and Web3 environments. Its robust infrastructure enables seamless integration of digital wallets, virtual cards, and reputation management using blockchain technology.

• Contact for Pricing

Financial Data API delivers real-time and historical stock market data, company financial statements, insider and institutional trading data, earnings releases, and more with comprehensive coverage of US and international markets.

• Freemium
• From 19$

Bank Statement App utilizes AI to analyze bank statements, providing clear financial insights and enabling users to understand spending patterns and manage finances effectively.

• Usage Based

Mintly offers scalable, AI-powered validation of UK and international bank accounts, sort codes, IBANs, and SWIFT codes to reduce payment errors and improve compliance. Its API and web interface are designed for easy integration, team collaboration, and secure, accurate financial verification.

• Freemium
• From 47$

Pagaya is an AI-powered financial technology platform that helps lending institutions analyze credit applications and make better lending decisions without increasing risk.

• Contact for Pricing

Pelican AI offers an AI-powered platform for banks, FinTechs, and corporates to simplify, streamline, and secure the entire payments life-cycle, reducing costs and enhancing compliance.

• Contact for Pricing

DataVisor is an end-to-end fraud and risk SaaS platform powered by AI and advanced machine learning, designed for financial institutions to combat various types of fraud and financial crimes in real-time.

• Contact for Pricing

Method streamlines financial account connectivity, allowing businesses to connect, retrieve, and manage users’ credit and liability data with embedded payments and real-time insights across 15,000+ financial institutions.

• Contact for Pricing

Fi Money is an AI-driven digital banking app designed to simplify personal finance through smart tracking, investment, payments, and spending insights.

• Freemium

FinWise is a comprehensive personal finance management platform that combines AI-powered transaction categorization, budgeting tools, and financial forecasting to help users master their money and reach their financial goals.

• Free Trial
• From 9$

Shayr is an AI-powered personal finance app that connects bank accounts, tracks spending, and provides financial insights for individuals, couples, and families.

• Freemium
• From 3$

Personetics is an AI-powered financial data analytics platform that helps banks deliver personalized customer experiences, automated savings journeys, and intelligent money management solutions.

• Contact for Pricing

Linxo is an AI-powered financial management platform that centralizes bank accounts, tracks spending, analyzes budgets, and facilitates payments through open banking solutions for both individuals and businesses.

• Freemium

Adyen offers an end-to-end platform for global payments, fraud management, and financial control, enabling businesses to accept, process, and settle payments efficiently. With integrated machine learning-driven fraud prevention, real-time data insights, and multi-currency support, Adyen powers seamless business growth across online, in-person, and omnichannel environments.

• Usage Based

Belvo is an open finance platform for Latin America, enabling businesses to securely connect to financial data, gain AI-powered insights, and facilitate instant payments.

• Freemium
• From 1000$

Rose AI is an intuitive platform for financial analysts, simplifying data discovery, visualization, and analysis using advanced language models while ensuring data traceability.

• Contact for Pricing

Alacriti provides AI-powered payment solutions for financial institutions, including instant payments, billing, and fraud prevention through advanced technology.

• Contact for Pricing

ADVANCE.AI offers AI-powered digital identity verification, fraud detection, and risk management solutions for secure customer onboarding and streamlined workflows across various industries.

• Contact for Pricing

Plika es una solución de Financial Planning & Analysis (FP&A) que utiliza inteligencia artificial y machine learning para automatizar informes financieros, optimizar procesos de previsión y planificación, y crear dashboards analíticos personalizados.

• Contact for Pricing

MobiFin is a comprehensive digital banking and fintech platform designed to deliver seamless financial services, including digital wallets, core banking, loan management, and agency banking, empowering banks and fintechs with secure, integrated solutions.

• Contact for Pricing

Advanced Fraud Solutions provides AI-powered fraud detection tools for financial institutions, using real-time consortium data to flag risky checks, ACH transactions, and wires before they cause financial damage.

• Contact for Pricing

cred.ai provides advanced banking infrastructure and financial technology designed for security, premium experience, and well-being. It offers solutions for consumers and custom programs for large brands.

• Other

Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.

• Contact for Pricing

IDfy is Asia's leading integrated identity platform, offering solutions for KYC, background verification, risk assessment, and digital onboarding.

• Contact for Pricing

FrenzoPay offers an integrated suite of digital payment and verification solutions, empowering businesses in India with secure, scalable, and AI-driven transaction services. Its platform features seamless onboarding, robust verification APIs, and a wide array of payment products to streamline business operations.

• Contact for Pricing

Surparse automates financial reporting and analysis by connecting directly to your accounting data, providing instant insights and custom dashboards.

• Free Trial
• From 69$

Payarc AI delivers flexible, secure, and intelligent payment processing for businesses of all sizes with omnichannel, fraud protection, and reporting capabilities.

• Contact for Pricing

SlipStream Financial provides modern, flexible FDIC insured banking and payment solutions designed to simplify complex financial workflows through a unified platform.

• Contact for Pricing

ComplyAdvantage is an AI-driven platform that delivers advanced anti-money laundering (AML) and fraud risk detection solutions for financial institutions and regulated businesses worldwide.

• Contact for Pricing

wallet.AI provides intelligent engines that analyze financial data to help users make better daily financial decisions. Founded in 2012, the platform helps individuals understand their financial behavior.

• Contact for Pricing

BillTech provides API solutions that aggregate billing data from over 2,057 service providers and deliver it directly to banking and fintech applications, enabling centralized bill management and one-click payments.

• Contact for Pricing

Formance is an AI-powered financial infrastructure platform that enables businesses to build and operate financial applications with real-time ledger tracking, seamless connectivity, and enterprise-grade security.

• Contact for Pricing

Planful is a Financial Performance Management platform that helps businesses plan, close, and report, driving impactful decisions with AI-driven insights.

• Contact for Pricing

Flanks is a modular wealthtech platform that aggregates, enriches, and standardizes wealth data from multiple sources, enabling AI-driven insights and streamlined wealth management for financial professionals.

• Contact for Pricing

Bankin' is an all-in-one financial management app that consolidates all user accounts into a single platform for stress-free money management.

• Other

Accertify is an AI-powered fraud prevention and risk management platform that helps businesses confidently identify authentic customers to pursue growth without hesitation. The platform leverages artificial intelligence and machine learning to provide end-to-end protection spanning from login to dispute.

• Contact for Pricing

Vings is an AI-powered personal finance platform that helps users manage wealth across banking and crypto with automated tracking, budgeting, and investment insights.

• Freemium
• From 5$

Credolab is a data and analytics platform leveraging first-party metadata and AI to provide predictive scores and insights, helping businesses reduce credit risk, combat fraud, and optimize marketing efforts.

• Paid
• From 600$

Tendi is an AI-powered financial advisor that provides personalized financial guidance, helping users manage their money, set goals, and make smarter financial decisions through automated analysis and custom recommendations.

• Freemium

Trust Swiftly provides a customizable identity verification platform with 15+ methods, helping businesses automate trust and safety workflows while combating fraud.

• Paid
• From 49$

Steve is an AI-powered financial coaching platform that helps users track spending, set goals, and achieve financial independence through personalized insights and automated budgeting.

• Freemium
• From 5$

Paydock is a low-code API-first payment orchestration platform that harmonizes payment, fraud, and identity services through a unified solution, reducing complexity and maximizing efficiency for banks and merchants.

• Contact for Pricing

SimplyBudget AI revolutionizes financial management with AI-powered transaction logging, insightful budgeting breakdowns, and effortless loyalty card management.

• Freemium
• From 4$

Sift is an AI-powered risk decisioning platform that helps businesses secure the customer journey and create revenue from risk. It provides comprehensive fraud prevention solutions for various industries.

• Contact for Pricing

Payflow.ai provides Luca, a specialized AI agent for corporate finance, automating FP&A, reporting, and analysis for midsized and growing companies by integrating diverse data sources.

• Contact for Pricing