Nickel favicon

Nickel
Streamline payments, automate cashflow, and boost business efficiency.

What is Nickel?

Nickel is a comprehensive financial technology platform designed for small businesses seeking to optimize their entire payment cycle. It enables users to accept card, ACH, and check payments in a single, intuitive interface while allowing for swift bill payments to vendors and contractors. Nickel's robust features extend to digital credit applications, customer credit insights, approval workflows, and seamless synchronization with QuickBooks Online, eliminating manual data entry.

With tailored solutions for wholesale, manufacturing, and construction, Nickel accelerates customer onboarding, payments, and vendor disbursements while supporting unlimited free ACH transfers. The platform emphasizes full control over accounts receivable, accounts payable, and trade credit processes, resulting in strengthened cashflow and increased operational efficiency. Its transparent pricing, real-time support, and customizable reporting make it an essential solution for modern small businesses.

Features

  • Unified Payment Platform: Accepts card, ACH, and check payments in one interface
  • Unlimited Free ACH: Send and receive ACH bank transfers with no fees
  • QuickBooks Online Integration: Real-time data syncing with QuickBooks Online for invoicing and reconciliation
  • Automated Bill Pay: Schedule and manage payments for vendors and contractors with approval workflows
  • Digital Credit Application: Activate customers and extend net terms with automated credit checks and insights
  • Advanced Permissions: User management with customizable permission settings
  • Payment Portal: Branded customer portal for easy invoice payment
  • Live Transaction Tracking: Monitor every payment and track cashflow in real time
  • Automated Collections: Send collections documents to customers as needed
  • Custom Statement Descriptors: Create personalized bank statement entries for easy transaction identification

Use Cases

  • Automating accounts receivable and payable for small businesses
  • Onboarding and vetting new customers with digital credit checks
  • Extending net payment terms to clients and receiving advance payments
  • Paying vendors and 1099 contractors quickly via multiple payment methods
  • Integrating invoice and payment data seamlessly with QuickBooks Online
  • Enhancing cashflow management with real-time transaction visibility
  • Replacing manual payment workflows and reconciliation with a centralized platform
  • Sending and receiving unlimited ACH bank transfers at no cost

FAQs

  • How does Nickel pricing work?
    Nickel customers pay a monthly subscription to access the platform, usually billed annually, with additional per-transaction fees for certain payment methods such as check payments.
  • Is there a free version of Nickel?
    Yes, Nickel offers a free plan to help businesses get started and simplify payments without incurring subscription costs.
  • Can I pay month to month?
    Yes, monthly payment is available, though customers can save 20% or more by choosing an annual subscription.
  • How can customers manage their Nickel plan?
    Customers can upgrade, downgrade, or cancel their plan at any time via the settings page in their Nickel Dashboard.

Helpful for people in the following professions

Related Tools:

Blogs:

  • Best AI tools for Product Photography

    Best AI tools for Product Photography

    Explore top AI tools that can elevate your product photography, helping you enhance images, streamline workflows, and create professional visuals with ease.

  • Best AI tools for Lawyers

    Best AI tools for Lawyers

    streamline legal processes, enhance research capabilities, and improve overall efficiency in the legal profession.

  • Best ai tools for Twitter Growth

    Best ai tools for Twitter Growth

    The best AI tools for Twitter's growth are designed to enhance user engagement, increase followers, and optimize content strategy on the platform. These tools utilize artificial intelligence algorithms to analyze Twitter trends, identify relevant hashtags, suggest optimal posting times, and even curate personalized content.

Didn't find tool you were looking for?

Be as detailed as possible for better results