Copilot Money Navigate your finances with confidence.

What is Copilot Money?

Copilot Money offers a comprehensive platform for users to manage their personal finances across Apple devices (Mac, iPhone, and iPad). It provides tools to track spending habits, create and manage budgets, monitor investment performance (including stocks, mutual funds, ETFs, bonds, crypto, and real estate), and calculate overall net worth. The application presents financial data clearly, helping users understand their financial position effectively.

Utilizing AI through its 'Copilot Intelligence' feature, the app delivers personalized and automated spending categorization that learns from user interactions over time. It also aids in managing recurring expenses by detecting and organizing bills, alerting users to price changes. Smart monitoring provides timely alerts for potential issues like overdrafts, unwanted bank fees, or budget deviations, aiming to enhance financial awareness and security. The interface is designed for ease of use, featuring cash flow summaries, rollover budgets, and integrations with services like Amazon and Venmo for detailed transaction insights.

Features

AI-Powered Spending Categorization: Leverages 'Copilot Intelligence' machine learning for automated and personalized transaction categorization.
Comprehensive Financial Tracking: Monitors spending, budgets, investments (stocks, bonds, ETFs, crypto, real estate), and net worth across linked accounts.
Budget Management: Allows creation of custom budgets with rollover options and provides smart adjustment suggestions.
Recurring Expense Management: Automatically detects and tracks recurring bills and subscriptions, alerting users to price changes.
Investment Portfolio Monitoring: Consolidates investment data and tracks estimated real estate value.
Smart Financial Alerts: Delivers notifications for potential overdrafts, fees, budget deviations, and large transactions.
Cross-Platform Availability: Offers native applications for Mac, iPhone, and iPad with synchronized data.
Cash Flow Analysis: Provides monthly summaries of income and expenses.
Customization Options: Enables users to create custom spending categories and define specific transaction rules.

Use Cases

Tracking daily spending and identifying patterns.
Creating and managing monthly household budgets.
Monitoring investment portfolio performance across various asset classes.
Calculating and tracking personal net worth over time.
Managing recurring subscriptions and bills to avoid unexpected charges.
Gaining a consolidated view of all financial accounts in one dashboard.
Receiving alerts for important financial events and potential account issues.

FAQs

Why isn't Copilot free?

Copilot charges a subscription fee to ensure user data remains private, avoid advertisements and hidden fees, and focus resources on building the best possible product without selling user data.