privacy-focused money app - AI tools

lit.money is a user-friendly financial management app focused on privacy, enabling individuals and teams to track spending, grow savings, and make smarter financial decisions with automatic organization and secure data handling.

• Freemium
• From 6$

Peek is an AI-powered finance app that automatically tracks your money, provides weekly 'vibe checks' on your spending, and helps you set achievable goals, all designed to reduce financial anxiety.

• Free Trial

Fyenance is a privacy-first desktop app for personal finance management, offering a simple and elegant interface with offline functionality and lifetime updates. Users enjoy full control over their financial data, intuitive reporting, and one-time transparent pricing.

• Pay Once

AQUA is a comprehensive Bitcoin and stablecoin wallet offering global financial inclusion, seamless asset swaps, and self-custody for users seeking secure, low-cost transactions.

• Free

OnBalance is a free, mobile-native cash flow planning app designed for solopreneurs and family businesses, offering true privacy by design with on-device encryption, offline-first functionality, and multi-currency support.

• Free

Monese is a mobile money app that provides instant accounts for spending, sending, and saving money internationally, with features like budgeting tools, multi-currency support, and secure transactions.

• Freemium

Expenzey is an intuitive expense tracking app that helps users monitor daily spending with privacy-focused features, offering smart categorization, analytics, and multi-account management without requiring login or data sharing.

• Free

Novacard offers anonymous crypto prepaid cards, enabling users to instantly spend cryptocurrencies securely online and in-store without extensive verification or paperwork.

• Paid

MoneyTool is an AI-powered financial management tool that provides private tracking, planning, and growth insights for personal finance without data collection.

• Free

Particl is a privacy-first decentralized application platform that enables private online marketplaces and untraceable digital currency transactions using blockchain technology.

• Other

Cashinator offers a privacy-focused solution for splitting and tracking group expenses on trips, shared households, and social events, with no ads, no login, and transparent pricing.

• Pay Once